Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. We charge an application fee of £395.00. This fee is only charged once your mortgage has been agreed in principle with the lender. Once your mortgage is completed we charge a broker fee of £995.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value.
These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.
Craig Spark is a Registered Individual with Richard James Partnership Ltd.
Richard James Partnership Ltd is authorised and regulated by the Financial Conduct Authority, FCA Number 301173. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.
Richard James Partnership Ltd is a company registered in England, registration number 04427489, whose registered office is at 8 St. James’s Square, London, SW1Y 4JU.
Your property may be repossessed if you do not keep up repayments on your mortgage.
This is a Lifetime mortgage or home reversion plan, to understand the features and risks, ask for a personalised illustration.
Under no circumstances should any of the information contained within this website be construed as "advice". You should seek professional advice in respect of your own circumstances.